THANK YOU, GM RETIREES OF YOUNGSTOWN, OHIO
A HUGE Thank You goes out to all the great General Motors Retirees we met in Niles, Youngstown, and Lordstown, Ohio. We had a really good meeting there. The first person to speak was a local pharmacist who talked about how important it is to get a Part D drug comparison. He also mentioned about buying your generics OFF your drug plan at Wal-Mart or another large retailer’s $4 list so you don’t go into the “dreaded donut hole” as quickly in 2009.
The main thing we tried to get across was:
DO NOT JOIN A MEDICARE ADVANTAGE PLAN FIRST!!!!
If you think you may want to try a Medicare Advantage Plan, join a Medicare Supplement first. That way you will be buying yourself a “12 month security of choice guarentee”. Medicare states that if you get off a Medicare Supplement to join a Medicare Advantage Plan and decide you don’t like the Medicare Advantage Plan FOR ANY REASON, YOU HAVE 12 MONTHS TO GET BACK ON YOUR SUPPLEMENT WITH NO UNDERWRITING OR HEALTH QUESTIONS ASKED. If you join a MAP first you may be STUCK WITH IT, because you will have to go through underwriting and you will have no guarantee of coverage.
The Medicare Advantage Plans DO NOT TELL YOU THIS!!!!
fierce people divx online
PLEASE MAKE SURE YOU TELL EVERYONE YOU KNOW ABOUT THIS VERY IMPORTANT INFORMATION.
You may ask yourself why some insurance agents are recommending Medicare Advantage Plans? The commission earned on a Medicare Advantage Plan is more than double what they would get if they recommended a Medicare Supplement and a Stand Alone Part D Drug Plan, which is what the GM retirees really need!!!! Many other agencies say that Medicare Advantage Plans are better than Original Medicare….BUT, they DO NOT compare Medicare Advantage Plans against Original Medicare combined with a Medicare Supplement and a Stand Alone Drug Plan!!!! Read my other blogs on this topic.
We have been working with GM Retirees all over the country and we have had some great meetings. They are so glad that someone out there is providing the best information available so they can make the best decision about their healthcare. We thank you for all the kind words and appreciate the opportunity to assist you all with such a very important aspect of your retirement.
If we didn’t answer all your questions in the meeting, please write to me and I will find an answer for you ASAP!! IT WAS AN HONOR TO MEET EACH AND EVERY ONE OF YOU.
