How To Get Help Paying For Medications

Hello everyone! From my last Newsletter about the changes in Medicare I got hundreds of responses from people in the “dreaded donut hole”!  If you make less than $16,245 per individual or $21,855 per married couple you may qualify for Medicare Part D Limited Income Subsidy. How many of you have tried to contact your local Social Security office to apply?  If you do qualify you will have a discounted premium, all drugs will be between $4 to $10  for a 30 day supply and there is NO donut hole. Please contact your local SS office and apply today!  You will get a letter in 2 to 3 weeks telling you if you qualified and/or at what level.  YOU MUST SEND A COPY of this letter to your Part D plan so they will know you have been awarded extra help.  You can also do this online at:

http://www.socialsecurity.gov/prescriptionhelp/

Also, if you have too much money….isn’t that ridiculous to think any amounts over those qualifications are too much money?….you can contact the manufacturer of your medication.  They have higher income limits and many of them will give you significant discounts.

I also received emails from many people talking about how their pharmacy will not let them get their generics OFF the drug plan. If your pharmacy tells you this, let them know you will will turn them in to Medicare.  You can call 800-633-4227 and issue a “formal complaint” against your pharmacy.  You do not have to make a claim on your drug plan.  It states plainly in the CMS guidelines that a pharmacy must file a claim, unless the Medicare beneficiary instructs them “NO”, do not file this under Part D drug plan insurance.   Remember, they want to file a claim because they get a larger fee from the insurance company.  YOU ARE IN CONTROL OF THE CLAIMS YOU FILE ON YOUR INSURANCE!  You do not have to give them your Social Security number to get a prescription filled.  All they need is your name, address and date of birth.

As we all know the best way to save on medications is not to take them.  I’m not being a sly boots!  We all know that some meds are needed no matter what and never stop taking them without talking to your doctor.   Please discuss with your doctor NATURAL ways to lower blood pressure and cholesterol.  It can be done!  TAKE A GOOD QUALITY FISH OIL TODAY AND EVERYDAY!  Have you seen the NEW drug commercials that are actually using Omega 3 fish oils? The drug manufacturers are going to try to sell us fish oil now.  I will be interested to know how much the “new” prescription fish oil will be.  If anyone knows about this, write me.  Please go to the left hand side of this blog under “Health & Wellness” to read more info on foods and supplements to improve our health.

As always, if you need lower prices on your doctor and hospital costs, we can help you.  Just give us a call at 866-752-1795. Tell us you want to check on the new “Plan N” Medigap Plans.

Joke for the Day :  I used to eat lots of natural foods and then I learned that most people die of natural causes.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on June 17, 2010 in Where do I go for HELP with Part D or Medicare Issues?.

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Please write to me, Karyn Blake, here at My Part D USA’s blog.

kblake@MyPartDusa.org

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