Medicare Scams In The News

As we have warned you in the past there are many scams regarding Medicare Coverage that you need to know about. I get news reports everyday of seniors signing up on plans that are bogus or that they didn’t even know they joined.

Most of these are concerning Medicare Advantage Plans. Please do not join a Medicare Advantage Plan if you do not understand the benefits you will recieve. If you currently have a Medicare Supplement and you can afford the premiums, you will be better off to keep your Original Medicare with a Medicare Supplement. Medicare Advantage Plans may sound like a better deal with lower premiums, but that is not always the case. You may find that your doctor or hospital will not accept the terms of payment from the MA plan. Please read my other blogs with more details about Advantage Plans on the left side of this page under categories.

We have also heard of Drug Plans arbitrarily dropping people for no reason. Seniors get calls asking them to pay a years worth of premiums that they thought were being deducted from their Social Security checks. Please be sure you know how you are paying your monthly premiums and how much is being taken out of your check each month.

Every November 15th thru December 31st

you can call us for a comparison of drug plans to make sure that you still have a plan that will cover all your meds and save you the most money. Many people don’t want to go through all the checking each year, but then find out that their plan has gone up in price and may not cover every drug they take. Then it is too late to change and they are stuck with that drug plan for another year.

If you feel misled or are not happy FOR ANY REASON, with your Medicare Advantage Plan you have 12 months to get back on your Original Medicare with a Medicare Supplement with NO UNDERWRITING!!

You are not without a solution to your problem!! If you wait longer than 12 months, you may not be able to get back on your Traditional Supplement because of health reasons.

Also, if you have an issue with your drug plan or your Medicare Advantage Plan that you feel is not being taken care of properly, you need to call Medicare directly and issue a formal complaint.
1-800-633-4227

If we can help you in any way, please call us toll free at
866-752-1795.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on March 17, 2008 in SENIORS WATCH OUT FOR SCAMS.

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