WHAT DOES THE “LAW” SAY ABOUT BUYING GENERICS OFF YOUR PART D PLAN? WHY DOES MY PHARMACY TELL ME IT IS AGAINST THE LAW TO BUY MY GENERICS NOT USING MY DRUG PLAN COVERAGE?
Dear Readers,
I am still getting many questions about this subject. I called Medicare myself and was told that there is NO law that requires you to file a claim on any kind of insurance plan. If you have a fender bender and decide to pay for the repairs yourself, is that against the law? NO!
Part D is insurance for your drugs. It is totally up to you whether or not you want to file a claim for any purchase of any medications.
If a pharmacy tells you they have to file a claim:
1. They are telling a lie in order to receive a higher re-embursement from the government.
2. Report them to Medicare at 800-633-4227 and issue a formal complaint against them.
Some people find it easier to go to one drug store for their generics, and another for their brands. At the generic store, do not give them your Part D Plan card or your Social Security number. All they need to process your prescription is your date of birth, phone number and address.
Then make them show you that they did not file a claim. It should be located on your prescription receipt if it says CASH, or the name or ID number of your Part D Plan. Also, check your statement from your drug plan like it was your bank statement monthly and make sure that no generics were charged.
Please read the other blogs under “drug savings tips” on the left side under categories to learn more!
THOUGHT FOR THE DAY: LIVING WELL IS THE BEST REVENGE!
