How Can I Get Help? I’m IN THE DONUT HOLE!

We have been receiving so many calls from people that are in the dreaded “donut hole” and need help to pay for their prescriptions. There are no national plans that pay for brands during the “donut hole”, so when you fall into it there is very little you can do. I have a few suggestions:

1. When you begin your plan for 2008, buy all the generics you can OFF YOUR DRUG CARD. There are many large retailers that sell generics for $4. That way all those charges don’t count toward your donut hole, leaving more in the pot to pay for your brands. Only use your drug card to pay for brands and the generics that are too pricey to pay for them off your plan. This will extend the time it takes you to fall into the dreaded “donut hole”.

2. Use generics whenever possible.

3. IF YOU KNOW WITH A CAPITAL K-N-O-W that you will not reach the catistrophic coverage of 95% and you will fall in the “donut hole” never to reach the other side, YOU MUST SHOP AROUND AND COMPARE PRICING AT DIFFERENT STORES, ONLINE, EVERYWHERE.

You do not have to continue to buy your drugs using your drug plan card. If you will reach the 95% coverage you must continue to use your card so you will get credit for all your purchases!!!

4. Try going to the Drug Manufactures themselves and asking if you qualify to recieve your drugs for free. They do give out free medications to those who have income too high to receive the Part D Drug Assistance Program from Social Security, but still low enough to need help. You will have many hoops to jump through but it may help. They will require statements from your Part D Plan to prove you are in the donut hole and income records to prove you need the assistance. You can find these companies online.

5. Call us to see if you qualify for any of the “extra help” programs. If you do you will not have a “donut hole” at all!

Toll-Free 866-752-1795

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on October 2, 2007 in DONUT HOLE HELP.

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