2009 DRUG PLAN HIGHLIGHTS
Here is the 2009 design for Part D Prescription Drug Plans:
Initial Deductible : from $275 in 2008 to $295 in 2009
Initial Coverage Limit : from $2,510 in 2008 to $2,700 in 2009
Out-of-Pocket Threshold : from $4,050 in 2008 to $4,350 in 2009
This means that you will have to purchase $2,700 worth of medications in 2009 BEFORE you hit the “dreaded donut hole”. That is almost $200 more than last year, so that is a good thing. But of course the out of pocket has gone up that much as well. So, we shall take the good with the bad!
The AEP is right around the corner. Can you beleive that?
I have always wondered why they did it at the end of the year at the Holiday and Christmas season, like we don’t have anything else to do during such a hectic time with family gatherings and such. At least the election will be over!!

