New Changes in Medicare Benefits
You may have received a brochure from Medicare in the past week or so. There are many great benefit changes and I wanted to go over a few of them with you.
1. This year when/if you fall into the “dreaded donut hole” you will get a check for $250, if you are not getting Limited Income Subsidy benefits. This will give you a “little” extra help to pay for your expensive brands during that time.
2. Next year, 2011, if you reach the donut hole, you will get a 50% discount when buying Part D covered brand name drugs. Now, that is what I’m talking about, folks!!! Remember you should NEVER buy your generics using your Part D Plan. Get them for $4 a month at many big box pharmacies. This will keep you OUT of the donut hole longer each year. Even though your co-pay is $8 for a generic on your drug plan, they ding your plan $20, $30 or more toward reaching the donut hole. Watch your statements from your drug plan and make sure the pharmacy does not make a claim you have asked them not to make!
3 . Over the next 10 years the donut hole will be closed, so the extra help you get will increase each year until then.
4. In 2011 preventive care will be covered with colorectal cancer and mammogram screenings, free annual physicals to make sure you stay on the right track with your personal plan to “stay healthy”.
5 . We are very happy to see these changes take place. If you remember, many of you signed our website for change at www.Top10ThingsWrongWithMedicare.com We personally presented our Senator Corker from Tennessee a copy of this website with over 2,000 of your signatures and stories printed off (it was a big folder) so he could read for himself the problems you have faced with your Medicare benefits and the perils of Part D. If you have not read this website, please take a moment and check it out now.
6. Please scroll down the page at www.MyPartDusa.com/blog and read about the New Modernized Medicare Supplement Plans (PLAN N) that are now available. You can save as much as $100 a month on your premiums for doctor and hospital coverage. I know your Medicare Supplements/Medigap Plans go up and up and up! RIGHT NOW THESE PLANS ARE GUARANTEED WITH NO HEALTH QUESTIONS FOR A LIMITED TIME ONLY, YOU CANNOT BE TURNED DOWN FOR COVERAGE. Please call us or use our worksheet on the website to get a Part D Comparison) and BE SURE to let us know you need “Plan N” info in the comments section! You can also email me at kblake@mypartdusa.org and let me know you want prices for Plan N in your state.
THOUGHT FOR THE DAY: The early bird gets the worm, however, the second mouse gets the cheese!
