Traditional Medicare Supplements Archive

SAVE MORE MONEY ON YOUR MEDICARE SUPPLEMENT

If you are turning 65, we do a comprehensive Medicare comparison package for you of BOTH your doctor and hospital coverage and your Part D drug plan.  Also, if you get a letter from your Medicare Supplement (doctor and hospital coverage) stating they are going UP in price, we can help you IMMEDIATELY! You can change your Medicare Supplement any time of the year!  All you need to to is call 866-752-1795 or fill out the comparison form.  Remember, you cannot change your Part D plan until October 15th to December 7th of each year.  However, your Medicare Supplement can be changed to save you money all year long! We look forward to assisting you.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on January 24, 2013 in Drug Plan Enrollment, Traditional Medicare Supplements.

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The New Year and Your Medicare Coverage

I hope you are having a great start to 2013!  I wanted to remind you that if you get a letter ANY TIME of the year from your Medicare Supplement Plan that they are going up in price, we can help you immediately.  You do not have to wait until the Annual Election Period for Part D Plans.  You can change your doctor and hospital coverage anytime of year to save money NOW!  We do a comparison of many different companies to find the best coverage for you at the lowest price. All you need to do is contact us at 866-752-1795.  We enjoy assisting you!

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on January 24, 2013 in Blog, BLOG ONLY, Traditional Medicare Supplements.

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Do I Need To Change My Medicare Supplement During The Annual Election Period for Medicare Part D?

If you are happy with your Medicare Supplement (your doctor and hospital coverage) you  do not have to change it now, however, it is a good idea to get a comparison if your Plan F or G has gone up in premiums!  I understand that many of you had increases this year.  Some of you find it more convenient to do it all at the same time. There is no need to pay more than necessary and we can help you with a quick toll free call to our office! 866-752-1795

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on October 13, 2012 in BLOG ONLY, Traditional Medicare Supplements.

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Has Your Medicare Supplement Gone UP in Price?

During this time of year we can help you make sure you have the best price and coverage for your doctor and hospital care.  Many people think all they need is a Part D comparison, but why pay more for your Medicare Supplement than you have to?  Medicare only pays 80% of your doctor and hospital costs.  If you are turning 65 and in your open enrollment, you cannot get turned down for coverage during those months no matter what kind of health issues you may be experiencing.  That is why it is so important NOT to get a Medicare Advantage Plan!!!  Start off with the BEST coverage available!!

If you are on a Medicare Advantage Plan, we can help you get back to a Medicare Supplement.  I called a particular company who advertises on TV and told them I wanted information on a Medicare Supplement which was the topic of the commercial.  Guess what they sent to me?  A booklet on Medicare Advantage Plans!!!  If you go directly to a particular company you will NOT get a comparison of all the plans available to you.  They can only sell you what they have.

If you have a Medicare Advantage Plan, you cannot choose your doctors nor what drug plan is best for you!  You are not using your Medicare benefits but are being insured by a private company who can take away your benefits at any time.  If you have health issues, you may not be able to get through underwriting on a Medicare Supplement if you want to change later!  We can check this for you and do our best to get you back on Original Medicare.

That is why My Part D is a valuable resource.  We give you the information you NEED to make the best decision.

Call us today at 866-752-1795.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on October 3, 2012 in Traditional Medicare Supplements.

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Q & A About Medicare Cost Comparisons

QUESTION:  I talked to an Insurance Agent AND also called toll free numbers from several big Medicare Supplement companies about my Medicare Supplement and they either said that they didn’t do drug plan comparisons, or tried to sell me only the ones they sell without comparing other plans.  They also said most drug plans were all about the same anyway and they could sign me up now.  Is this true?

ANSWER:  95% of Licensed Insurance Agents do not want to take the time to help you find out about which drug plan would save you the most money.  They don’t get paid very much at all by the drug companies to do it.  There are more than 50 drug plan companies in each state. It is complicated and a huge pain in the backside.  They will, however, be MORE than happy to sell you a Medicare Supplement, something they do get paid to sell you.  I understand completely why they don’t want to “MESS” with drug plans.  However, this is My Part D USA.  We started in 2005 by giving you price  comparisons on your particular drugs and we still do it.  I guess what you are wondering now is WHY do we continue?  We believe that if you call a company who deals with Medicare coverage, you should be able to get help with ALL YOUR MEDICARE NEEDS.  Simple as that!  We get calls everyday from people who already bought a Medicare Supplement from an agent or company’s 800 number (without getting a Medicare Supplement price comparison either) and then want help with their drug plan.  They do NOT understand that by calling a company directly they have no AGENT, no one to stand up on their behalf, no one to service them.  It is so sad that they are not told the truth from the beginning.  You need to work with someone who is willing to care about your needs and ALL your Medicare benefits.  I understand that everyone needs to make a living.  All the companies care about is making money, as do some agents.  It is very sad that the Corporations do not want to pay anyone to help you anymore and you will find that less and less people are going to be willing to CARE about you and what is best for you regarding your Medicare decisions.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on May 2, 2012 in Blog, BLOG ONLY, Drug Savings Tips, Traditional Medicare Supplements.

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Are You Turning 65 OR Needing a Lower Price on Medicare Supplements? Let Us Help You With One Quick Phone Call !

10,000 people are turning 65 years young everyday in this country.  Do you know how many of them actually feel confident about their decisions about Medicare?  Not many!  Even when you get your book from Medicare to read, you will have many questions. You also have no idea what Medicare Supplement and Drug Plan companies will charge you for coverage.  This is ALL we do.  Our first priority is assisting you not only in understanding your Medicare benefits, but getting you the best coverage for the lowest prices.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on May 2, 2012 in Drug Savings Tips, Traditional Medicare Supplements, Where do I go for HELP with Part D or Medicare Issues?.

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Are YOU Paying Too Much For Your Doctor & Hospital Coverage? Are YOU Turning 65 and Need to Find the BEST Coverage For the Lowest Price? We Compare Many Different Insurance Companies to Better Serve YOU! If Your Premium Has Gone UP, We Can HELP!

October 15 to December 7th, 2011 is the Annual Election Period for your Part D drug plans!  We WILL have these online for you October 21st to study and choose between your top 5 plans based on premium and co-pay for each of YOUR drugs.  If you would ALSO like a comparison of Medigap/Medicare Supplement Plans, please let us know in the comments section. Tell us about your situation and how we can assist you in getting the best coverage for the best price available!  When you work with US, we always have your Part D plan comparison ONLINE for you during the AEP each year to make the best decision on saving the most money on your drugs!  That is the My Part D USA difference!  We help you with ALL YOUR MEDICARE NEEDS EACH AND EVERY YEAR!

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on October 14, 2011 in Drug Savings Tips, Traditional Medicare Supplements.

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I CAN’T GET HELP WITH MY PART D PLAN, WHAT DID I DO WRONG? I THOUGHT I’D SAVE MONEY BY GOING DIRECTLY TO THE MEDICARE INSURANCE COMPANY!

QUESTION:  I am turning 65 and got a call directly from an insurance company who sold me a Medicare Supplement.  Now I can’t get anybody to help me with my Part D plan, get a comparison or talk to me when I have a question about my Medicare rights.  What did I do wrong???  I am very distressed and need help about my drugs because I need to save as much as possible.

ANSWER:  I get many, many calls all day from people who have already gone DIRECTLY to the company OR HAVE RESPONDED TO DIRECT MARKETING FROM AN INSURANCE COMPANY and purchased their Medicare Supplement. Then they need help with their Part D plan or want advice or help about other Medicare coverage issues and they do not have an ADVOCATE or AGENT to help them. They literally are in tears because they were new to Medicare and did not realize they were giving up getting comparisons or help regarding Medicare.  All the company is there to do is SELL you a Medicare Supplement.  They do NOT CARE ABOUT YOU! Every year YOU will need a new Part D plan comparison because the drug plans change the drugs they cover and the prices you pay for them each year.  You will have no one to help you!

IF YOU GO DIRECTLY TO AN INSURANCE COMPANY…AND GO THROUGH THEIR PHONE SALES DEPARTMENT, YOU WILL NOT HAVE AN AGENT OR ADVOCATE TO HELP YOU WITH ANYTHING ELSE THAT HAS TO DO WITH MEDICARE SUCH AS GETTING A PART D PLAN COMPARISON.  IF YOU EVER NEED ADVICE, HELP WITH A PROBLEM OR WANT SOMEONE ON YOUR SIDE, YOU FORFEIT THIS SERVICE!  THEY WILL NOT TELL YOU WHAT YOU ARE GIVING UP!!!

THE REASON IS: The companies do not want you to have a comparison, especially the Part D plan companies.  They want you to keep the same drug plan every year so they can stop covering your drugs and go way up on the price of the ones you already have with them.  They also don’t want to pay your agent a commission to assist you.  However, these savings do NOT help YOU, OR LOWER YOUR PREMIUM! The company keeps the money, while giving you less service!

At My Part D USA, when you turn 65, we do a comprehensive comparison for BOTH your doctor and hospital coverage and your Part D plan.

BETTER YET, we continue to do that each year for you during the Annual Election Period.  This year it is early, Oct. 15th to Dec. 7th.  We do not get paid to go the EXTRA MILE for you, but that is why so many people come to us and are so happy with the help we provide.  Just read the testimonials!

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on August 31, 2011 in Blog, BLOG ONLY, Drug Plan Enrollment, Drug Savings Tips, Traditional Medicare Supplements, Where do I go for HELP with Part D or Medicare Issues?.

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