My Part D USA

HOW MANY OF YOU LISTEN TO THE TALKING HEADS EVERY NIGHT? You have to first realize that RATINGS are their FIRST PRIORITY, not the facts.  Many of these people don’t even agree, and actually know they are starting controversy, but that is what creates BIG RATINGS!

There is no such thing as “OBAMA’S DEATH PANEL”! When you actually read the section of the bill, they are talking about DOCTOR-PATIENT CONSULTATIONS ABOUT END OF LIFE PLANNING, such as drawing up a living will or planning hospice treatment.  Please refer to my other blog about hospice care. YOU WILL FIND THIS BLOG IN THE CATEGORY SECTION ON THE LEFT HAND SIDE OF THIS PAGE, UNDER “OTHER TOPICS OF INTEREST”? It describes “advance care planning”, clearly stating on page (424, lines 21-23) that this means a consultation between the individual and a practitioner.  IT IS NOT ABOUT AN INDIVIDUAL AND THE GOVERNMENT.

Everyone needs a LIVING WILL!

If you do not have one, please ask your doctor.  If you leave these kinds of decisions up to your family, many times they do not have the heart to do what needs to be done.  We have all seen cases like this in the news and it gets blown totally out of proportion to the “real” situation.  Most of us would not want to be kept alive for years or even months on machines when there is no chance of recovery.

Just a little COMMON SENSE would do us all some good!  I’m sure many of you have had terminally ill members of your family and have gone through these gut-wrenching decisions.

Please remember that if it sounds ridiculous, it probably is ridiculous!

THOUGHT FOR THE DAY: ALL OF US COULD TAKE A LESSON FROM THE WEATHER.  IT PAYS NO ATTENTION TO CRITICISM.

I JUST WANTED TO WRITE A QUICK “THANK YOU” FOR ALL THE WONDERFUL TESTIMONIALS YOU HAVE SENT IN AFTER WORKING WITH US. 

IF YOU HAVE NOT READ ALL THE TESTIMONIALS, PLEASE CLICK ON THE TESTIMONIALS BUTTON ON THE RIGHT HAND SIDE OF THIS PAGE! 

IT IS VERY HUMBLING, AND WE FEEL SO MUCH GRATITUDE THAT YOU WOULD TAKE THE TIME TO SEND THEM.  OUR #1 GOAL IS TO PROVIDE YOU WITH THE BEST INFORMATION ABOUT MEDICARE COVERAGE, BASED ON YOUR INDIVIDUAL NEEDS.  EVERYONE IS ON DIFFERENT MEDICATIONS AND ”ONE PLAN FITS ALL” SHOULD NOT BE AN OPTION FOR YOU! 

AGAIN, WE THANK YOU FOR VISITING THE BLOG AND WEBSITE AND CALLING US WITH YOUR QUESTIONS AND CONCERNS ABOUT MEDICARE COVERAGE!!   

QUESTION:

My mother’s doctor has recommended hospice for her. I am not sure if this is the right decision for our family. He says there is no cure for her and she will continue to go down hill. Her life expectancy at this point is about 6 months. I am concerned about the cost of her care. What will Medicare pay for if she goes into hospice care?

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ANSWER:
Choosing hospice care is a difficult decision. Your mother’s doctor has told you that she is terminally ill and will probably only survive another 6 months or less. Hospice is a special way of caring for people like your mother. The goal of hospice is to provide care for her and to manage her pain and other symptoms, not to cure her illness.

Your mother or her health-care representative will have to sign a statement choosing hospice care instead of other Medicare-covered benefits. Medicare will still pay for covered benefits for any health problems that are not related to her terminal illness. She will be provided with physical, psychological, and social and counseling services through hospice, and they also work with you and the rest of the family to help you cope with her illness. The hospice benefit will allow her to stay in the comfort of her home with family members and will endeavor to keep her comfortable. Discuss your concerns with the hospice team and let them help you with this decision.

Personally, I have had experiences with hospice with family members and they were a Godsend. After months or possibly years of caring for a sick loved one, the family is exhasted and possibly have been paying out of pocket for many expenses. Hospice will come in and help with taking care of your loved one and help with those expenses. Many times families do not want to have to come to terms of the finality of putting their loved one on hospice. It is very hard to admit that the end is near. However, once this is established, the help and services you and your loved one will receive from hospice will be immeasureable! They understand what you are going through and will be there to talk to and help you deal with your grief.

It is also hard for the doctor to give families this bad news and many times people who desperately need hospice care go for months without it. Don’t feel as if you are giving up on your loved one. You are just making sure they get the very best care in these circumstances.download american pie presents beta house

The Paradox of Our Time

The paradox of our time in history is that we have
Taller buildings, but shorter tempers
Wider freeways
But narrower viewpoints
We spend more, but have less
We buy more, but enjoy it less

We have bigger houses and smaller families
More conveniences, but less time
We have more degrees, but less common sense
More knowledge, but less good judgment
More experts, but more problems
More Medicine, but less wellness

We have multiplied our possessions,

But reduced our values
We talk too much, love too seldom and hate too often
We’ve learned how to make a living, but not a life
We’ve added years to life, not life to years
We’ve been all the way to the moon and back,
But we have trouble crossing the street to meet the new neighbors

We’ve conquered outer space, but not inner peace
We’ve cleaned up the air, but polluted the soul
We’ve split the atom, and our families
We have higher incomes, but lower morals
We’ve become long on quantity, but short on quality

These are the times of tall men and short character
Steep profits and shallow relationships
These are the times of more leisure, but less fun
More kinds of food, but less nutrition
These are the days of two incomes, but more poverty
Of fancier houses, but broken homes

It is a time when there is too much emphasis on our outsides
But nothing in the heart!
Anonymous

At My Part D USA we handed this poem out when we were doing seminars and everyone always asked us for copies. I thought I would share with you.

A few weeks ago I wrote a blog about the COOKBOOK FOR DIABETES!

The name of the cookbook is
“COOKING UP A CURE”.

download my blue heaven dvdrip All the proceeds will be sent to the American Diabetes Association’s Research Dept.

The cookbook will feature all kinds of recipes, not just sugar-free desserts and healthy foods. We also want your favorite recipes of all kinds for every occassion.

You can dedicate your recipe to someone you know that has diabetes or has suffered with it so that it has special meaning to them. We have received quite a few from our readers, but of course we would like more of them.

Please take a few moments and email me your favorite casserole or dessert recipe. We got a great Banana Bread recipe from California yesterday and a recipe for Oyster Stew from Maine. You may have a family favorite that has been handed down through generations that you would like to share with everyone.

Please add your name and the state you live in if you wish, along with your dedication.

The cookbook will be on sale begining in October for Holiday gift giving. You can buy it online or you can contact me toll free to order 866-752-1795.

YOU DO NOT HAVE TO PURCHASE A COOKBOOK TO SEND IN A RECIPE!!!We would like you to be involved by just donating a recipe if you will.

Please refer to my other blog about this for more details about why we are doing this….we had so many people come to the website for a drug plan comparison that were diabetics. Also, I had a personal loss of my husband in 1993 from this disease, so I had always wanted to do something to help find a cure. You can click on OTHER TOPICS OF INTEREST on the left hand side of the blog under categories to see the other blog with more info.

TO EMAIL RECIPES: KBLAKE@MYPARTDUSA.ORG

Please tell your friends and family to join our mission and help us out with recipes!! It will only take a few minutes of your time.

THANK YOU SO MUCH!!
Karyn Blake

According to a Recent NAIC (National Assoc. of Insurance Commissioners) survey, the first wave of baby boomers turns 62 this year and are confused about how to begin their Medicare benefits. They are not sure what options they have concerning health care and prescription coverage.

Baby Boomers are Americans born between 1946 and 1964. Only 36% correctly knew that Medicare eligibility begins at age 65. 66% of respondents said they were”not very familiar” or “not at all familiar” with options such as Medicare Part B Supplements, Medicare Advantage Plans or Part D Drug Coverage Plans.

When you turn 65 or you are coming off of your retirement benefits you will need to get a Supplement to pay the 20% of your doctor and hospital costs that Medicare does not cover. Medicare only covers 80%. Then you will need to choose a Part D drug plan to help with medication expenses. There are many plans to choose from in each state and you will need a comparison based on your particular medications to make sure they are covered and at the lowest co-pay and premiums. You only have a certain time period to get your coverage with no underwriting!! cheaper by the dozen 2 movie download download hunchback the free

We have helped thousands of people that are NEW TO MEDICARE! download blackbeard dvd We can explain your benefits and help you understand your choices. All you have to do is fill out the worksheet or call us
toll free at 866-752-1795.

One thing that we all noticed during the Annual Enrollment Period when we were doing drug plan comparisons is that so many people are diabetic. We had so many drug plans that needed to cover insulin and other diabetes medications.

I have always wanted to do something to help the American Diabetes Association, not only for our senior diabetics, but I have had a personal loss of my husband, Paul, due to the complications from the disease when he was 35. He lost his eye sight and his kidneys failed. He developed congestive heart failure as well. We had been married for 16 years and had one son, Marcus, who is also helping Seniors here at My Part D USA. There are many diabetics who lose limbs due to the blood vessel damage that Diabetes does to your circulatory system. Diabetes is a horrible disease and robs many senior citizens of good health to enjoy their lives and it does the same to young people too!!You may have been touched by this disease and experienced how Diabetes can effect you or a loved one as well.

For this reason, I am putting together a cookbook called
COOKING UP A CURE FOR DIABETES. All proceeds will be sent to the American Diabetes Association. During this year, I will build the cookbook and it will be on sale begining Oct. 1st and during the Annual Enrollment Period, November 15th thru December 31st 2008, just in time for Christmas presents and Holiday gifts.

I will also be putting some of the best recipes on the blog to share with everyone!

I am kindly requesting that our readers send in a favorite recipe or many recipes for the following categories:

Sugar Free Desserts
Appetizers
Soups and Salads
Vegitarian Dishes
Main Dishes
Low-Fat Favorites
Beverages (smoothies, punches, coffees, teas) sugar free and regular
Cakes, Pies, Cookies, & Candy (sugar free and regular)
Breads, Muffins

We want to include lots of healthly receipes

for Diabetics and Non-Diabetes alike, so that everyone can enjoy this cookbook. I know that you have some great recipes that you would love to share for this great effort.

Please include your name, if you would like to do so and the city or state you live in. We want to give credit where credit is due. You can also include your email address if you wish. YOU CAN ALSO DEDICATE YOUR RECIPE TO A LOVED ONE WHO IS OR HAS SUFFERED FROM DIABETES. Just indicate “Dedicated to: (their name and anything else you’d like to add).

Send them to me Karyn Blake – kblake@MyPartDusa.org go divx download

Please take the time to be a part of finding a cure for diabetes and tell your friends and family to contribute a recipe as well.

As always, if you want to verify any of this information or have questions about this cookbook, Please call me toll free at 866-752-1795.

No matter what question you have, we want to help you. If you do not find what you need on the HOME PAGE of this blog, PLEASE look through the archives and categories on the left side of the page to find the subject matter you are searching for!

Our blog is meant for YOU download on deadly ground online , the Medicare Beneficiary, or, there are many people who are caregivers for someone on Medicare and need help. If you do not see what you need on this blog, CONTACT ME!!

All you have to do is write me with your question and I will do my absolute best to find an accurate answer for you.

You can always go to Medicare.gov as well. There are many sources for information on the web and other blogs, but my mission is to provide you with honest, objective answers. Let me know how we can help YOU!

You can write me, Karyn Blake, at kblake@MyPartDusa.org

You can call me toll free at 866-752-1795.

I would also like to read about your experiences with Medicare and if you have a story that would help others, please send it in. We can all learn from each other!