JUST A REMINDER THAT YOUR PART D DRUG PLAN COMPARISON/ENROLLMENTS WILL NOT BE “LIVE” ONLINE UNTIL NOVEMBER 15TH DUE TO THE CENTERS FOR MEDICARE RULES.

WE ARE GETTING MANY OF YOU CALLING AND TRYING TO GET THEM NOW.  IF YOU WOULD LIKE TO SEE A COMPARISON NOW, PLEASE VISIT MEDICARE.GOV

YOU CANNOT ENROLL IN A PART D PLAN UNTIL NOVEMBER 15TH – DECEMBER 31ST, SO WE INVITE YOU TO COME TO

WWW.MYPARTDUSA.COM

AND ENTER IN YOUR MEDS AT THAT TIME FOR YOU FREE COMPARISONS.  YOU WILL BE ABLE TO SEE YOUR DRUGS LISTED WITH ALL THE CO-PAYS AND PREMIUMS FOR THE PLANS THAT WILL SAVE YOU THE MOST MONEY AND COVER EVERY DRUG YOU ARE TAKING, IF THEY ARE COVERED UNDER MEDICARE.

Yesterday I got a call from a GM Retiree in Ann Arbor, Michigan who had just read my blog.  It was not even 5 minutes after I posted it.   GOOD NEWS TRAVELS FAST!!!

  He was very excited about our meetings and told me how thankful he was that we are doing our outreach. 

If you or your group of retirees would like us to have a meeting in your area, please call my number toll free at 866-752-1795 or email me.  We will try to fit you into our schedule before the AEP beginning Nov. 15th through Dec. 31. 

Many of you are calling and sending us your list of meds NOW.  However, the Centers for Medicare have not yet released the disc for the complete list of prices for 2009.  Remember there are at least 50 different drug plans in each state to compare against. 

WE WANT YOU TO GET THE BEST PLAN TO SAVE YOU THE MOST MONEY!!

PLEASE USE OUR WORKSHEET TO FAX OR SNAIL MAIL YOUR LIST OF MEDS IN TO US BEFORE NOV. 15TH!  AFTER THAT YOU CAN ENTER THEM IN YOURSELF ON THE WEBSITE OR CALL OUR TOLL FREE NUMBER FOR HELP.  YOU MUST GIVE US THE GENERIC NAMES OF YOUR MEDS IF YOU TAKE THE GENERIC FORM OF YOUR MEDICATION TO GET AN ACCURATE COMPARISON!

Here is the 2009 design for Part D Prescription Drug Plans:

Initial Deductible :  from $275 in 2008 to $295 in 2009

Initial Coverage Limit :  from $2,510 in 2008 to $2,700 in 2009

Out-of-Pocket Threshold :  from $4,050 in 2008 to $4,350 in 2009

This means that you will have to purchase $2,700 worth of medications in 2009 BEFORE you hit the “dreaded donut hole”.  That is almost $200 more than last year, so that is a good thing.  But of course the out of pocket has gone up that much as well.  So, we shall take the good with the bad!

The AEP is right around the corner.  Can you beleive that? 

I have always wondered why they did it at the end of the year at the Holiday and Christmas season, like we don’t have anything else to do during such a hectic time with family gatherings and such.  At least the election will be over!!

We will have the comparisons up for you beginning Nov. 15th, so you can get this off your schedule and go about your Christmas shopping and cooking your Thanksgiving turkeys!

The United States House of Representatives Committe on Oversight and Government Reform has just issued a report about Part D Plans and how much the drug plan companies are making from taxpayers. 

There is a huge windfall of revenue going to the drug plan companies because Medicare cannot negotiate prices with the Drug Manufacturers in the same way that Medicaid does.

Eliminating the drug manufacturer windfall would realize substantial savings to federal taxpayers.  Over the next ten years, taxpayers would save $86 billion if the Medicare Part D insurers paid Medicaid prices for drugs used by the dual eligible beneficiaries (people on extra help programs).  If Medicare negotiated directly with the drug manufacturers and obtained prices equivalent to the Medicaid prices for ALL MEDICARE BENEFICIARIES,

the potential savings to taxpayers increases to $156 billion.

PLEASE, FOLKS, CALL OR WRITE YOUR SENATORS, CONGRESSMAN, LOCAL OFFICALS AND EVEN THE PRESIDENT TO INSIST MEDICARE BE ABLE TO NEGOCIATE PRICES WITH DRUG MANUFACTURERS!!! 

This would really make such a huge difference in the price you pay for your medications!!!

TAKE THE TIME TO MAKE SOME NOISE ABOUT

THIS!!!  IT IS YOUR MONEY, SO SAVE IT!!!

Now that the new year has begun and the lock-out period for changing or enrolling a a Part D Plan is here; we must be aware of the SEP’s or Special Enrollment Periods. You may be able to change or enroll in a Part D plan anytime of year.

* NEW TO MEDICARE

* LOST DRUG COVERAGE, SUCH AS RETIREMENT BENEFITS

Many people have illnesses and go into rehab or a nursing home and get on many new medications they did not have before. You can call us and get a comparison of the Part D Plans that would cover these new medications at the lowest prices.

If you move to a new state or out of your insurance coverage area we can help you change your plan.

Everyday there are many people just getting their Medicare benefit coverage. Of course, we can help you anytime of year during your open enrollment period. You have 6 months before, the month of, and 6 months after to get your Medicare Supplement with no underwriting. This may be the only time in your life that you can get health insurance with no questions asked. You are guarenteed coverage!

Yes, that is right! If you are eligible for joining a Medicare Part D drug plan and do not get enrolled by Dec. 31st

Medicare knows that everyone needs to get on a drug plan as protection from catastrophic drug prices. That is why they encourage you to get a plan, even if you do not currently take many or any meds. WHY? Because you don’t wait to get car insurance until AFTER you have an accident, DO YOU? A Part D drug plan is insurance protection that could help you if, God forbid, you get diagnosed with Cancer or have a Heart Attack during the year. Also, as we get older the chances for medication needs grows higher.

If you take no medications, you need to get on the plan with the lowest premium cost in your state. MY Part D USA can help you with this quickly and easily.

Remember, Monday is the 31st!!!

866-752-1795

We will be taking our last online enrollment on the website on Monday the 31st at 4 o’clock in the afternoon. Please, if you are waiting to enroll, get your choices in to us before this time.

If you need to enroll after that, you can go to Medicare’s website and enroll until 12 o’clock midnight on the 31st.

Please remember that since you are enrolling late you will not have your drug card and new plan information for 14 business days.

You must save your receipts for those purchases to be reimbursed from your new plan.

There are only 4 more days left to make your selections for Part D plans in 2008. You can always call us for assistance toll free at
866-752-1795.

MY PART D USA wishes you and your family a safe and

HAPPY NEW YEAR!

We hope everyone had a very Merry Christmas, and now we look forward to the New Year of 2008.

If you have not made your changes to your drug plan or enrolled in a Medicare Part D Drug Plan, you only have 6 more days to do so.

If you do not get your 2008 comparison, you will not know which plan will save you the most money on your prescriptions next year. Please go to www.MyPartDusa.com and enter in your drug names, making sure you have the generic names if you take generics. The top 5 plans will come up for you in your state. You can then choose the one that looks best for your savings and enroll.

Please also be aware that since you are enrolling so late, you will not get your new drug card to take to the pharmacy for 14 business days.

This means you will not have your card for January 1st purchases, so you must keep your reciepts on anything you buy and your new drug plan will reimburse you for that cost. Your plan will be in effect January 1, but it may not be through processing yet.

If you have any questions you can always reach me at 866-752-1795.