We have already saved hundreds of thousands of dollars to seniors all across America who realized that staying on the same Medicare Supplement costs too much after years of increases.  RIGHT NOW, there are guaranteed issue Plan N Medicare Supplements!  This means no health questions asked.  Usually, you can’t change Medigap plans this easily and this may not last, so check it out.

Why spend time trying to save on your medications if you are spending too much on your doctor and hospital care?

Everybody is talking about using COMMON SENSE these days, so get a Medigap cost comparison today!

1. This year when/if  you fall into the “dreaded donut hole” you will get a check for $250, if you are not getting Limited Income Subsidy benefits.   This will give you a “little” extra help to pay for your expensive brands during that time.

2. Next year, 2011, if you reach the donut hole, you will get a 50% discount when buying Part D covered brand name drugs.  Now, that is what I’m talking about, folks!!!  Remember you should NEVER buy your generics using your Part D Plan.  Get them for $4 a month at many big box pharmacies.  This will keep you OUT of the donut hole longer each year.  Even though your co-pay is $8 for a generic on your drug plan, they ding your plan $20, $30 or more toward reaching the donut hole.  Watch your statements from your drug plan and make sure the pharmacy does not make a claim you have asked them not to make!

3.  Over the next 10 years the donut hole will be closed, so the extra help you get will increase each year until then.

4. In 2011 preventive care will be covered with colorectal cancer and mammogram screenings, free annual physicals to make sure you stay on the right track with your personal plan to “stay healthy”.

5.  We are very happy to see these changes take place.  If you remember, many of you signed our website for change at www.Top10ThingsWrongWithMedicare.com We personally presented our Senator Corker from Tennessee a copy of this website with over 2,000 of your signatures and stories printed off (it was a big folder) so he could read for himself the problems you have faced with your Medicare benefits and the perils of Part D.  If you have not read this website, please take a moment and check it out now.

6. Please scroll down the page at www.MyPartDusa.com/blog and read about the New Modernized Medicare Supplement Plans  (PLAN N) that are now available.  You can save as much as $100 a month on your premiums for doctor and hospital coverage.  I know your Medicare Supplements/Medigap Plans go up and up and up! RIGHT NOW THESE PLANS ARE GUARANTEED WITH NO HEALTH QUESTIONS FOR A LIMITED TIME ONLY, YOU CANNOT BE TURNED DOWN FOR COVERAGE. Please call us or use our worksheet on the website to get a Part D Comparison) and BE SURE to let us know you need “Plan N” info in the comments section! You can also email me at kblake@mypartdusa.org and let me know you want prices for Plan N in your state.

THOUGHT FOR THE DAY:  The early bird gets the worm, however, the second mouse gets the cheese!

It just depends what state you live in as to the monthly premium cost.  The N plan is still not available in a handful of states, but will be shortly.   So, count how many times you go to the doctor in a month on a normal basis and add that co-pay to the premium we will provide you for your state when you call us.  This will help us decide if you will be saving money on the New N Plans.  Remember, if a plan is not better for you, don’t change!

If you feel as if this is a possibility for you, call us toll free at 866-752-1795.

JOKE OF THE DAY:  Health Care Laws are like sausages, it is better if you don’t know what is in them or see them being made!

Many of you have been on the same Medicare Supplement for years and the price goes UP and UP. The new “N” Plan can really save so much on your premiums.  Also it is a guaranteed issue plan.  In the past when people contacted us to get a lower premium, we couldn’t help them because the insurance companies would turn them down for health reasons: NOT WITH THE NEW N PLAN!

If your Supplement premium has gone up, give us a call today.  We can help you save money and keep you going to the same doctors you have been going to.  No networks, no referrals to specialists and most importantly you will be with an A rated company that has NEVER endorsed Medicare Advantage Plans!

Our toll free number is 866-752-1795. Why try to save money on your drugs if you are paying too much for your doctor and hospital coverage?….get it all done the right way!

THOUGHT FOR THE DAY: We make a living by what we GET, we make a life by what we GIVE.

Thank Goodness we now have some better choices for your Medicare Supplement Coverage. Many of you are getting rate increases on your Medicare Supplements.  Some of you are losing your coverage with your Medicare Advantage Plans and/or want to get off of them.

There are NEW plans now with NO UNDERWRITING, GUARANTEED ISSUE no matter what your health conditions.  You can still go to any doctor or hospital of your choice with no network to choose from.

Even though they don’t begin until June 1, you can go ahead and get your application.  Just fill out our worksheet online or give us a call today!    866-752-1795   We are so excited to be able to offer this to you!

Freedom’s just another word for nothing left to lose, Nothin’s not worth nothin, but it’s free….Kris Kristofferson – lyrics from “Me & Bobby McGee”

We’ve all heard this great song time and time again, but I don’t know if many of us ever get to the point in our lives where we have “nothing left to lose.”  I talk to and receive emails from people every day who have come to feel that way about their health, health care and their Medicare coverage.

People these days cannot afford to pay for all their prescriptions, even with the help of Part D plans.  Some folks are taking way too many drugs.  They go to different doctors and do not let each doctor know what the other doctor has prescribed.  Please let ALL of your doctors know every drug you take and ask them if there is a better way.  Some doctors are now also recommending supplements to lower blood pressure instead of drugs, such as garlic and omega 3 oils.  Many times taking one drug leads to another and before you know it you are on 10 different medications all with side effects that make us feel even worse!  Never stop taking a medication without approval from your doctor.

I would encourage those of you who need help to try to improve your health so you can get off some of the medications you are taking.  Sure, it may be easier to just “take a pill”, but what is it really costing you?

Your Good Health Is Never Going To Be Free!

TOP 10 FOODS YOU CAN EAT TO GET OFF MEDICATIONS & IMPROVE HEALTH

1. GARLIC – Lowers cholesterol and raises “good cholesterol”.  Lowers blood pressure.  Reduces the risk of blood clots.  Helps fight Alzheimer’s.  Detoxification. This also includes all the allium family such as onions, leeks, chives and shallots.

2.  OLIVE OIL AND AVOCADOS - Shown to reduce death from heart disease and cancer.  Unlike other oils, olive oil is high in antioxidant activity.  Avocados are high in foliate and potassium which can decreade heart attack risk by 55%.

3.  NUTS – Recent Harvard University research found that eating more that 5 oz. a week cut heart attack deaths in women by over 40% and helped deadly irregular heartbeats in men.  ALMONDS and WALNUTS offer the most help.

4.  SALMON, SARDINES, TUNA - These fish contain high amounts of Omega 3 fatty acids – that perform miracles throughout the body, fighting virtually every chronic disease known.  Personally, taking fish oil has helped me feel better, my skin look younger and my joints don’t ache as much.  Please, if you do nothing else, try a good quality fish oil product and stick with it!

5.  GREEN TEA – Drinking even one cup of strongly brewed green tea (you can get Lipton’s in de-caf) cut heart disease risk in half.  Think about drinking it as ice tea and all through the day!  It also helps in appetite control and is very high in antioxidants.  EXTRA HINT – If you drink your first cup of green tea on an empty stomach in the morning with the juice of 1/2 a lemon, it will help your liver and gallbladder function better to cleanse your body of toxins.

6.  BLUEBERRIES – One of the best antioxidant rich foods says Tufts University.  Blueberries are so powerful in retarding aging in animals that they can block brain changes leading to decline and even reverse failing memory.  Eat half a cup of frozen or fresh blueberries a day.

7.  DRINK WATER – You would not believe how many of us are actually de-hydrated.  By cutting out sodas and other sugary drinks and replacing with Green Tea and water, not only will you lose weight, but your health will improve just by feeling hydrated.  Your kidneys will thank you!  NEVER DRINK YOUR CALORIES!

8.  GREEN FOODS - Spinach and other greens are second only to garlic in antioxidant activity.  Rich in folic acid which helps fight cancer, heart disease and mental disorders, it protects aging brains and may help prevent Alzheimer’s.

9.  GREEK YOGURT - This type of yogurt has more protein and calcium and also helps your digestive system with “good bacteria” to keep things running smoothly and calcium to protect your bones and teeth.

10. RED WINE AND DARK CHOCOLATE (AT LEAST 70% COCOA) FOR DESERT – This includes red grape juice, but is not as much fun!  Red Wine or grape juice has 4 times the antioxidants of orange or tomato juice.  Research shows that drinking Red Wine in moderation increases longevity.  Dark Chocolate helps your pleasure center of the brain release serotonin and the endorphins that make you”feel good”, all while lowering your blood pressure.  So, instead of fattening ice cream and sugar laden cakes and pies, have ONE glass of red wine with a couple of dark chocolate covered strawberries dipped in chopped almonds or walnuts!

NOW THAT SOUNDS LIKE A GREAT WAY TO GET HEALTHY TO ME!

Then make an effort to walk or get some kind of activity in each day!  Make a project out if it and begin a journal.  When you look back in 6 months and see how much weight you have lost and how much better you feel,  please write me and tell me your story!  I’d love to share it with my readers.  As you know I am preaching to the choir because I lost 50 lbs last year.  I have to keep myself motivated!  It was hard and it still is hard, but it has been worth it.  I got off my blood pressure medication and I can actually walk around and enjoy myself instead of sitting in pain.  You can do it too!  Let me hear your story soon.

I hope all of you are sticking to your new diets or at least adding supplements to your diets, such as CoQ10 and Fish Oil and drinking lots of green tea.

I lost 50 lbs last year and am going to work on losing a few more by June.  It is hard, but I try to keep motivated by knowing I won’t have to take so many medications and that means SAVING MONEY!!!

One great website to get health info on is www.realage.com

Now, to get down to business of Medicare…..as you know My Part D USA can give you the best service.  Why?  Because we actually do comparisons of drug plans and Medicare Supplements that will give you the coverage you need at the best prices.  Just read the Testimonials.  I get them in from people all over the country everyday.  They are so tired of being confused and not knowing what companies to deal with.  Since we are NOT an insurance company, we do not work for any particular plans and can help YOU find what YOU need, instead of what some insurance agent wants to sell you.

As always, if you have lost your retirement coverage or you are new to Medicare, we can help you any time of year get the plans you need.  Just either fill out the online form or give us a call!  Someone will answer the phone as well!  Many people tell me how nice it is just to hear a human being on the other end instead of all the prompts for #1 if you want to listen to a recording, #2 if you want to leave a message or #3 if you want to pull your hair out!!

Hope you are having a GREAT 2010 so far and we hope to hear from you soon.

JOKE OF THE DAY:  A man goes to his psychiatrist and says “Dr. what should I do, my brother thinks he’s a chicken?”  The doctor says “why don’t you get him committed?”  “I would”, the man says, but I really need the eggs!”

1.

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Every day your heart beats about 100,000 times, sending 2,000 gallons of blood surging through your body.  All this blood feeds our organs and tissues, so we better take care of it by eating healthy, taking at least 3,000mg’s of Omega 3’s per day and doing some kind of exercise that gets our heart rate up.

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2. Unstable Fables: Tortoise vs. Hare film A good belly laugh can send 20% more blood

flowing through your entire body!  Now who knew that?  One study found that when people watched a funny movie their blood flow increased.  That is why laughter is the perfect antidote to stress.  When you laugh, the lining of your blood vessel walls relaxes and expands and this excersises your heart muscle making it stronger.  So, find ways to make yourself laugh every day…..read jokes online, watch a funny movie or stand-up comedian.  There are too many stressful things to watch on TV.  One of these is your local news and all the arguing talking heads.  Who wants to spend their evening listening to people argue?  Many people do and this contributes to YOUR STRESS! Paint Your Wagon ipod

Watch old re-runs of Andy Griffith instead of Hannity or listening to all the horrible news stories, over and over again, that you can’t do anything about anyway.

I read one study about how the media causes stress in the elderly.

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Many times all they have to entertain themselves is the BOOB TUBE or TV and the more news stories and talking heads they watched the more afraid, stressed, worried about the future and plain out paranoid they became.  Stress causes your immune system not to function properly which can cause sickness of many kinds.  It increases your blood pressure.  Choose what you watch as carefully as you choose other components of your health care.

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3. A man’s heart weighs about 10 ounces, while a woman’s heart weights about 8 ounces.  Not only is a woman’s heart smaller than a man’s, but the signs that its in trouble are a lot less obvious.  Women have different symptoms of  a heart attack than men, such as nausea, indigestion and shoulder aches, rather than the hallmark chest pain.

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I KNOW THERE ARE LOTS OF MEDICATIONS PEOPLE TAKE FOR HEART PROBLEMS THAT CANNOT BE REPLACED BY LAUGHTER, OMEGA 3′S OR ANYTHING ELSE, SO PLEASE, EVEN IF YOU ARE IN THE “DREADED DONUT HOLE” THIS TIME OF YEAR, DO NOT STOP TAKING YOUR NEEDED MEDICATIONS.  IF YOU FIND THAT YOU ABSOLUTELY CANNOT AFFORD TO BUY THEM ANYMORE, PLEASE CALL YOUR LOCAL SOCIAL SECURITY OFFICE AND TELL THEM YOU NEED TO APPLY FOR MEDICARE PART D LIMITED INCOME SUBSIDY PROGRAM.  IF YOU QUALIFY YOU WILL NOT HAVE A DONUT HOLE!  DO THIS TODAY.  IF YOU HAVE ANY QUESTIONS ABOUT DOING THIS, PLEASE WRITE ME AND I’LL GET BACK TO YOU ASAP! YOU MAY EVEN CONTACT THE DRUG MANUFACTURER.  MANY TIMES THEIR INCOME LIMITS ARE HIGHER AND YOU CAN GET HUGE DISCOUNTS DIRECTLY FROM THEM.

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Thought for the Day: Some Doctors Say That Cheerful People Resist Disease Better Than Grumpy Ones.  The Surly Bird Catches The Germ.

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