GRILL GRATE – Instead of scrubbing the grate after using it, leave the grill on high with the cover on for 15 minutes.  Residue will cook away!

SHOWER CURTAIN LINER – Liners are so cheap.  Just replace it every six months.

PILLOW – After washing and drying a pillow it is never quite the same.  Throw it out and buy a new one.

MY PERSONAL FAVORITE…..MAKING THE BED – Microscopic dust mites – a leading cause of allergies – thrive on moisture in your matress and bedcovers.  Leaving the bed unmade allows moisture to escape.  If you really can’t stand an unmade bed, then make an appointment with a mental therapist.

WAXING THE CAR – Newer cars have tough finishes that don’t need wax for protection.

Inflammation is silently aging all of us faster than necessary.  There are many ways to combat inflammation in our bodies that leads to heart disease, cancer, joint pain etc.  Sugar is your enemy!  It makes your body produce unnecessary insulin and that turns whatever you eat to fat cells.  Fat cells harbor inflammation.  Here is a list of foods to lower the inflammation in your body.

Salmon, canned, fresh or frozen.  Sardines & Tuna.  Almonds, walnuts.  Avocados, olive oil.  Black beans, Black Eyed Peas, garbanzos (humus), lentils (red or green).  Beets, broccoli, cabbage, carrots, chard, collard greens, kale, mushrooms (maitake, portobello, shiitake), spinach, squash, sweet potatoes, tomatoes (canned tomatoes have more nutrients in them than fresh, really!!!).  Blackberries, blueberries, cantaloupe, cranberries, kiwi, lemons, limes, oranges, peaches, strawberries.

Cut out as much bread as possible!!!  It turns to sugar.  If you do eat breads eat very high fiber breads.  Just because it says whole wheat does NOT mean it is healthy for you.

Start out every day with the juice of one lemon in one cup of water or green tea.  Drink lots of water or tea all day.

Finish the last meal of the day as early as possible.

Season foods with garlic, basil, chives, ginger, turmeric, cinnamon, onions, peppers.

Take a 30 minute walk after your evening meal.

Eat until you are 80% full, as it takes your brain at least 10 minutes to tell you when you are done.

Excellent, REAL PEOPLE, NO ANSWERING TREES!!!  The Webster’s Dictionary describes an angel as a supernatural being; a guiding influence…That is My Part D USA!   Steve Repoca, Arizona.

I get Testimonials every day from people we have helped through the MAZE of MEDICARE. Some of them are quick and right to the point.  Some are funny and some are so touching. You can read hundreds of them by clicking on MORE at the bottom of the ones listed on the right side of this page.   It it very rewarding to know that when we talk to you, we really help you relax and begin to understand that even though Medicare coverage can be confusing, you have found a place that is on YOUR side and willing to take the time you need to feel confident you have made the right choices.

Please take the time to read the category section of my blog on the left hand side and search around for topics you are concerned about.  If I haven’t covered  one of your questions, feel free to write me and I’ll get back to you ASAP.

If you are turning 65, or losing your retirement benefits give us a call.  We answer the phone and actually talk to you.  You will not push 1 if you want to leave a message or push 2 if you are ready to pull your hair out!!! We are still small enough to CARE and large enough to be experts in Medicare coverage because that is ALL we do.

Excellent service, concise explanations, My Part D USA takes the time to cover all information.  Not in a hurry to get you off the phone until you are comfortable with the material.  Speaking to My Part D USA with their knowledge took the headache out of the process.  I have given 2 friends your email address already.  Thanks so much for your help!

Bonnie McCall,  TN

Thank you for helping me pick my Supplement and drug plan.  I saved money!  Very helpful service for 65’s and older.  Very polite, well educated, prompt, courteous and a pleasant experience working with My Part D USA.

Sal and Linda Knox, Indiana

GOOD QUESTION!! The answer is easy….WE CARE ABOUT YOU.  We actually care if you get the right coverage for your situation and your health issues.  That is unusual in the insurance business I must confess.  How can we afford to actually care?  WE DO NOT HAVE ONE INSURANCE COMPANY WE ARE LOYAL TO,  SO WE CAN GIVE YOU UNBIASED COMPARISONS OF ALL PLANS IN ALL STATES!

Most local agents are working for one company or they are making a higher commission to try and sell you a particular plan.  That is NOT the case here at My Part D USA. In fact, we don’t make a dime on any drug plan we recommend to you.  We show you comparisons based on YOUR medications.  We also do the SAME KIND OF COMPARISON for your doctor and hospital coverage.  There are so many Medicare Supplement/Medigap companies out there all trying to get your business.  We simplify the process for you so that you can get the best coverage for the lowest premium.

When you call our office you ALWAYS speak to a real person, not a machine to leave a message.  We go the extra mile to let you know we value your individual needs.  We are not a BIG company, but a FAMILY OWNED business based out of Chattanooga, TN even though we have helped thousands of people on Medicare in every state.

CLICK ON  ”START NOW” TO BEGIN YOUR MEDICARE JOURNEY!

BOOMERS’ BEWARE!!

As we all know Medicare is under the knife.  This is a benefit you have worked for, PAID FOR  and deserve.  In my humble opinion, we should not be taking away our Senior Americans’ heath care benefits while we spend billions to keep Corporations out of bankruptcy, while they continue to pay their CEO millions and millions of our tax dollars.

Everything is so backwards…if you ask me.  Republicans don’t act like Republicans anymore!!  I don’t trust either party because they are all BOUGHT AND PAID FOR by these Corporations.

Please be very careful who you vote for…do not give your Medicare Benefits away to a voucher system.  This will be worse than you can imagine.

My Part D USA is a comparison/enrollment service for people who are turning 65 or losing their retirement coverage or are finally retiring and need to switch from your employers plan to a Medicare Plan.  We can also help you if you feel you are paying TOO MUCH for your doctor and hospital coverage.  We will help you understand your options and give you price information without your having to talk to a salesman from every different company, saving you time and frustration!

Many people are very concerned about Medicare and how our politicians will be re-vamping it for the future.  Please realize that if we privatize your benefits you will not have any supervision over how you are treated by the Insurance Corporations. Many of you may have experienced being on Medicare Advantage Plans, where you have co-pays and networks of doctors and hospitals that you MUST use with no choice and many hoops to jump through.  Lots of these kinds of plans have gone out of business, even though they were costing the tax payer more than double of what using an Original Medicare Supplement/Medigap Plan would have been.  Please read my website www.Top10Things WrongWithMedicare.com for further details.

We do not recommend Medicare Advantage Plans and never have, unless you absolutely cannot afford a Medicare Supplement or you are on disability.  If you have one of these issues you will have to check with your local doctors and hospitals to see which Medicare Advantage Plans are still being used in your PARTICULAR area.  We do not enroll anyone on any Medicare Advantage Plans no matter what the circumstances are for you.

If you need help because you are on disability or you cannot afford a Medicare Supplement….or you have had a problem with your Part D plan, please call either Medicare directly at 800-633-4227 to issue a formal complaint against the Part D or Medicare Advantage Plan you use.  You can also call The Medicare Rights Center at 800-333-4114 because they have free lawyers there that can help you deal with the drug or insurance companies.

As always, please email me with any questions you may have.

QUOTE OF THE DAY: You don’t succeed for very long by kicking people when they are down or take advantage of them when they are confused.  You’ve got to know how to explain and care about them, plain and simple.  Lee Iacocca

1. Millions of Americans take a daily aspirin to reduce the risk for a heart attack.  In the past, doctors typically advised taking one baby aspirin (81mg) daily.  This is a conservative does that minimizes the risk for gastrointestinal bleeding that aspirin can cause.  The LATEST recommendation concluded that the optimal dose is 162 mg or 2 baby aspirin or half an adult aspirin daily.  It can prevent a heart attack or stroke in men and women by 30%.  Talk to your doctor about beginning an aspirin regimen.

2. Chew sugarless gum that contains xylitol that suppresses mouth bacteria.  People with gum disease are 2 to 3 times more likely to have a heart attack than those without it.  Be sure to floss everyday when you brush your teeth.

3. People who drink one or more cups of black or green (not herbal teas) tea daily were 44% less likely to have heart attacks than people who don’t drink tea.  Flavonoids in tea are strong antioxidants that protect blood vessels from injury and inflammation.

4. Eating a bowl of cereal with at least 22 grams of fiber a day can also provide heart health.  Also getting Omega 3′s in fatty fish such as salmon, herring and mackerel helps in many ways to reduce inflammation in your heart.

5. Sleep 6 to 8 hours a night.  People who get less than that are 48% more likely to get heart disease or a stroke than those who sleep more.  If you can’t sleep through the night, taking a walk for at least 30 minutes several times a week can help.

6.  Reduce stressful events, try not to get angry and easily aggravated.  Slow down and smell the roses and realize that the small things don’t really matter that much.

7. Staying close to family and friends and having pets keeps your serotonin levels up and this “feel good” hormone can keep you healthy by reducing blood pressure and making you laugh and enjoy your life.

8. Make sure you have the best health coverage and always get a Medicare Part D comparison every year during the annual enrollment period, Nov to Dec. 7th.  If you are turning 65 we can help take the stress out of making decisions regarding your enrollments.