Archive for May, 2012

Q & A About Medicare Cost Comparisons

QUESTION:  I talked to an Insurance Agent AND also called toll free numbers from several big Medicare Supplement companies about my Medicare Supplement and they either said that they didn’t do drug plan comparisons, or tried to sell me only the ones they sell without comparing other plans.  They also said most drug plans were all about the same anyway and they could sign me up now.  Is this true?

ANSWER:  95% of Licensed Insurance Agents do not want to take the time to help you find out about which drug plan would save you the most money.  They don’t get paid very much at all by the drug companies to do it.  There are more than 50 drug plan companies in each state. It is complicated and a huge pain in the backside.  They will, however, be MORE than happy to sell you a Medicare Supplement, something they do get paid to sell you.  I understand completely why they don’t want to “MESS” with drug plans.  However, this is My Part D USA.  We started in 2005 by giving you price  comparisons on your particular drugs and we still do it.  I guess what you are wondering now is WHY do we continue?  We believe that if you call a company who deals with Medicare coverage, you should be able to get help with ALL YOUR MEDICARE NEEDS.  Simple as that!  We get calls everyday from people who already bought a Medicare Supplement from an agent or company’s 800 number (without getting a Medicare Supplement price comparison either) and then want help with their drug plan.  They do NOT understand that by calling a company directly they have no AGENT, no one to stand up on their behalf, no one to service them.  It is so sad that they are not told the truth from the beginning.  You need to work with someone who is willing to care about your needs and ALL your Medicare benefits.  I understand that everyone needs to make a living.  All the companies care about is making money, as do some agents.  It is very sad that the Corporations do not want to pay anyone to help you anymore and you will find that less and less people are going to be willing to CARE about you and what is best for you regarding your Medicare decisions.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on May 2, 2012 in Blog, BLOG ONLY, Drug Savings Tips, Traditional Medicare Supplements.

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What Is NEW About MEDICARE?

As the band Areosmith used to sing IT’S THE SAME OLE STORY, SAME OLE SONG AND DANCE, MY FRIEND!  Not much has changed when it comes down to what really matters with Medicare and that is finding someone to help you understand your benefits and discuss comparisons of Medicare Supplements, what they cover and how much the different companies will charge you….same for the Drug Plan Companies.  These days you must be very careful what you do because even though Medicare watches over “some” actions of these Insurance Companies people slip through the cracks everyday.  The drug plans do not care about you…they will do anything NOT pay for your medications.  They will also do everything they can do not to pay people (licensed agents) to help you decide which one will save you the most money.  That is why we don’t get paid a dime for giving you a drug plan comparison based on your particular medications.  NO ONE else out there will do that.  That is the one thing My Part D USA can offer you that no one else will do.  We actually do something that we don’t get paid for so that YOU will save the most money on your meds!!

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on May 2, 2012 in Blog, BLOG ONLY, Drug Savings Tips.

Start your free comparison now!

Are You Turning 65 OR Needing a Lower Price on Medicare Supplements? Let Us Help You With One Quick Phone Call !

10,000 people are turning 65 years young everyday in this country.  Do you know how many of them actually feel confident about their decisions about Medicare?  Not many!  Even when you get your book from Medicare to read, you will have many questions. You also have no idea what Medicare Supplement and Drug Plan companies will charge you for coverage.  This is ALL we do.  Our first priority is assisting you not only in understanding your Medicare benefits, but getting you the best coverage for the lowest prices.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on May 2, 2012 in Drug Savings Tips, Traditional Medicare Supplements, Where do I go for HELP with Part D or Medicare Issues?.

Start your free comparison now!