Archive for October, 2010

What Do I Do During the Annual Election Period for My Medigap Plan and My Part D Plan?

Yes, folks, it is that time of year again…. believe it or NOT.  This year people are in many different situations.  Some people are losing Medicare Advantage Plans because they are going out of business.  Some folks have had their Medigap plans go up in price and need help to save money on doctor and hospital coverage. Many of you are happy with your doctor and hospital coverage and ONLY need a Part D Drug Plan comparison. So this is the scoop…

1. If you only need a Part D drug plan comparison you can get one online now FOR 2011 at www.Medicare.gov  You can also request one from us, but due to the many thousands we are getting each year we cannot get back to everyone…but will do our  very best.  If you don’t hear from us…please try the Medicare website.

2. If you are losing a Medicare Advantage Plan and you are on disability and under age 65  please contact your local SHIP  (State Health Insurance Assistance Program) office to see what will be available in your area.  Many times there are no Medigap Plans available in certain states.  If you are OVER 65, you are guaranteed issue (no health questions) for a Medigap plan and we can help you find the lowest premiums in your state by calling 866-752-1795.

3. As always through the year when anyone is turning 65 we can help you find the best Part D plan and the best priced Medigap plan.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on October 28, 2010 in Special Enrollment Periods for Part D Drug Plans, Traditional Medicare Supplements, Uncategorized, Where do I go for HELP with Part D or Medicare Issues?.

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Did You Get Your Health Care Coverage Termination Letter Yet? GET A COMPARISON OF PRICES FOR MEDICARE SUPPLEMENTS! We have the answers you need.

We are getting more and more calls everyday from those of you who have received letters from your doctor and hospital coverage or Medicare Advantage Plans telling you that you will no longer be covered under the plan you have now!  BEFORE YOU TAKE THE FIRST ONE OFFERED TO YOU, PLEASE GET A COMPARISON OF THE DIFFERENT COMPANIES’ PLANS. Although they contain the same benefits, one company will charge you a higher premium each month than another one.  Make sure you know that you are in a guaranteed issue period.  That means you CANNOT be turned down for coverage and you can DO IT RIGHT THIS TIME!

There are many very affordable Medicare Supplements that cover the 20% that Medicare Parts A & B do not cover.  We always recommend a Medigap/Medicare Supplement and NOT a Medicare Advantage Plan.  Please read more about “why” under the category list on the left hand side of this page.  You have more choices of doctors and better coverage and most importantly….you will never again be in this situation again, getting a letter telling you that you no longer have coverage for your doctor and hospital bills!

We do a comparison of all the plans for you!

There are many companies who have a Medicare Supplement Plan F or G, with the exact same benefits…but one will charge you more than another.  We shop to get you the best plans available for your hard earned dollar.

Many of you want a comparison for Part D, but forget you also need one for your doctor and hospital coverage .  Please let us know in the comments section on our form you need a comparison for Medicare Supplements and we will compile your results.

As always, write me with any questions you may have and I’ll get back to you ASAP!!

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on October 8, 2010 in Traditional Medicare Supplements.

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