Archive for February, 2008

SEND IN YOUR RECIPES TODAY!!

A few weeks ago I wrote a blog about the COOKBOOK FOR DIABETES!

All the proceeds will be sent to the American Diabetes Association’s Research Dept.

The cookbook will feature all kinds of recipes, not just sugar-free desserts and healthy foods. We also want your favorite recipes of all kinds for every occassion.

You can dedicate your recipe to someone you know that has diabetes or has suffered with it so that it has special meaning to them. We have received quite a few from our readers, but of course we would like more of them.

Please take a few moments and email me your favorite casserole or dessert recipe. We got a great Banana Bread recipe from California yesterday and a recipe for Oyster Stew from Maine. You may have a family favorite that has been handed down through generations that you would like to share with everyone.

Please add your name and the state you live in if you wish, along with your dedication.

The cookbook will be on sale begining in October for Holiday gift giving. You can buy it online or you can contact me toll free to order 866-752-1795.

YOU DO NOT HAVE TO PURCHASE A COOKBOOK TO SEND IN A RECIPE!!!We would like you to be involved by just donating a recipe if you will.

Please refer to my other blog about this for more details about why we are doing this….we had so many people come to the website for a drug plan comparison that were diabetics. Also, I had a personal loss of my husband in 1993 from this disease, so I had always wanted to do something to help find a cure. You can click on OTHER TOPICS OF INTEREST on the left hand side of the blog under categories to see the other blog with more info.

TO EMAIL RECIPES: KBLAKE@MYPARTDUSA.ORG

Please tell your friends and family to join our mission and help us out with recipes!! It will only take a few minutes of your time.

THANK YOU SO MUCH!!
Karyn Blake

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on February 29, 2008 in Other Topics of Interest.

Start your free comparison now!

BABY BOOMERS CONFUSED ABOUT MEDICARE

According to a Recent NAIC (National Assoc. of Insurance Commissioners) survey, the first wave of baby boomers turns 62 this year and are confused about how to begin their Medicare benefits. They are not sure what options they have concerning health care and prescription coverage.

Baby Boomers are Americans born between 1946 and 1964. Only 36% correctly knew that Medicare eligibility begins at age 65. 66% of respondents said they were”not very familiar” or “not at all familiar” with options such as Medicare Part B Supplements, Medicare Advantage Plans or Part D Drug Coverage Plans.

When you turn 65 or you are coming off of your retirement benefits you will need to get a Supplement to pay the 20% of your doctor and hospital costs that Medicare does not cover. Medicare only covers 80%. Then you will need to choose a Part D drug plan to help with medication expenses. There are many plans to choose from in each state and you will need a comparison based on your particular medications to make sure they are covered and at the lowest co-pay and premiums. You only have a certain time period to get your coverage with no underwriting!!

We have helped thousands of people that are NEW TO MEDICARE! We can explain your benefits and help you understand your choices. All you have to do is fill out the worksheet or call us

toll free at 866-752-1795.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on February 27, 2008 in Other Topics of Interest.

Start your free comparison now!

WATCH OUT FOR MEDICARE SCAMERS!

I have written several blogs about Medicare Scams and I wanted to add this important bit of information.

If you are contacted by someone who claims to be with Medicare, BEFORE you do business with this person, please ask them for a call back number to verify who they are AND WHAT COMPANY THEY ARE REPRESENTING. Most of the time, Medicare does not CALL YOU! It is hard to get in touch with Medicare since they are so busy.

NEVER GIVE OUT YOUR MEDICARE CLAIM NUMBER OR SOCIAL SECURITY NUMBER UNLESS YOU INTEND TO JOIN OR PURCHASE THE PLAN THAT IS BEING OFFERED TO YOU. NO ONE CAN SIGN YOU UP FOR A PLAN YOU DON’T WANT WITHOUT THIS INFORMATION.

Please refer to my other blogs about scams for more information.

REMEMBER THAT IF YOU ENROLL ON A MEDICARE ADVANTAGE PLAN AND WERE MISLEAD OR DON’T LIKE IT FOR ANY REASON, YOU HAVE 12 MONTHS TO GET BACK ON YOUR TRADIITONAL SUPPLEMENT WITH NO UNDERWRITING! IF YOU WAIT LONGER THAN 12 MONTHS YOU MAY NOT BE ABLE TO GET A SUPPLEMENT BECAUSE OF YOUR HEALTH CONDITIONS. You need to call us ASAP to get back on a Supplement!

Anyone who feels that they were fraudulently signed up for a Medicare plan they didn’t ask for should report it to the HHS Office of Inspector General.

1-800-447-8477 or mail

Office of Inspector General
Dept. of Health and Human Services
Attn: HOTLINE

P. O. Box 23489

Washington, DC 20026

If you have questions please call toll free: 866-752-1795

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on February 26, 2008 in SENIORS WATCH OUT FOR SCAMS.

Start your free comparison now!

ARE YOU NEW TO MEDICARE?

We hear from people everyday that are just turning 65, or losing their retirement benefits and need to find out what their benefits are with Medicare.

IMPORTANT:

You have 6 months before, the month of, and 6 months after you turn 65 to get your Medicare Supplement with NO UNDERWRITING! That means that no matter what your health situation is…you cannot be turned down for coverage. If you are losing your retirement benefits you have 63 days to get coverage with NO UNDERWRITING. This is the only time in your life when you can get coverage that is guaranteed no matter what your health issues may be!!

Last week a lady called in to say that she was on a High Risk Insurance Plan because of her health conditions and her insurance agent told her she should KEEP this coverage because she could not qualify for anything else. She was paying over $4,500 per year for this plan. THANK GOODNESS SHE CALLED US!!!

We told her that because she was in her Open Enrollment period for Medicare she could get covered for $112.00 per month, a savings of several thousand dollars a year!!!

If you are on retirement benefits from your company, you may be paying much more than you need to for your coverage. Many times the company retirment benefits are more expensive than if you were covered individually. The reason for that is the insurance company rates the “group”, so you may be paying for your co-workers health issues. If you are turning 65, get more information before you take what is offered by your company.

You can call us toll free at 866-752-1795. We can walk you through understanding your situation and help you save as much as possible on your Medicare coverage.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on February 25, 2008 in Traditional Medicare Supplements.

Start your free comparison now!

Do Not Forget Your State Office When Applying for Prescriptions

Just yesterday the Governor of Illinois, Rod R. Blagojevich, announced the new state drug assistance program called “Illinois Cares RX”. This is for low-income seniors, but the income thresholds are higher than the Federal levels.

If you have applied for extra help programs through Social Security and were turned down, don’t forget to try your State programs. Many State assistance programs are becoming available and could help you. I have listed the State SHIP offices below.

Please find the SHIP toll free numbers below:

Alabama – 1-800-243-5463

Alaska – 1-800-478-6065

Arizona – 1-800-432-4040

Arkansas – 1-800-224-6330

California – 1-800-434-0222

Colorado – 1-8888-696-7213

Connecticut – 1-800-994-9422

Delaware – 1-800-336-9500

Georgia – 1-800-669-8387

Hawaii – 1-888-875-9229

Idaho – 1-800-247-4422

Illinois – 1-800-548-9034

Indiana – 1-800-452-4800

Iowa – 1-800-351-4664

Kansas – 1-800-860-5260

Kentucky – 1-877-293-7447

Louisiana – 1-800-259-5301

Maine – 1-877-353-3771

Maryland – 1-800-243-3425

Massachusetts – 1-800-243-4636

Michigan – 1-800-803-7174

Minnesota – 1-800-333-2433

Mississippi – 1-800-948-3090

Montana – 1-800-551-3191

Nebraska – 1-800-234-7119

Nevada – 1-800-307-4444

New Hampshire – 1-866-634-9412

New Jersey – 1-800-792-8820

New Mexico – 1-800-432-2080

New York – 1-800-701-0501

North Carolina – 1-800-443-9354

North Dakota – 1-888-575-6611

Ohio – 1-800-686-1578

Oklahoma – 1-800-763-2828

Oregon – 1-800-722-4134

Pennsylvania – 1-800-783-7067

South Carolina – 1-800-868-9095

South Dakota – 1-800-536-8197

Tennessee – 1-800-252-9240

Texas – 1-800-252-9240

Utah – 1-800-541-7735

Vermont – 1-800-642-5119

Virginia – 1-800-552-3402

Washington – 1-800-562-6900

West Virginia – 1-877-987-4463

Wisconsin – 1-800-242-1060

Wyoming – 1-800-856-4398

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on February 8, 2008 in Where do I go for HELP with Part D or Medicare Issues?.

Start your free comparison now!

What is a "30 Day Supply" of My Medication and How Much Does It Really Cost?

Yesterday a reader wrote in with a question about her Lotrel, a blood pressure medication. She was taking 1 pill per day. Her Doctor then prescribed 2 pills per day to control her condition. This had caused her drug plan to charge her for 2 co-payments for the same prescription and she was wondering how they could do this.

Every drug plan arbitrarily decides what they consider a “normal” 30 day dosage for each medication would be….or what a doctor would normally prescribe to control each illness. If your individual prescription goes over this “normal” range, the drug plan will charge you for two 30 day supplies, or 2 co-payments, even though your doctor says you need them.

You do have a recourse however, by requesting your Doctor write your drug plan a “letter of exception”. He can state in the letter that for YOU and YOUR CONDITION

After your doctor writes the letter for you, call your drug plan’s customer service number and ask if you should fax it to them and get the fax number OR if you should send the original copy to them in the mail. ALWAYS KEEP A COPY FOR YOURSELF OF ALL CORRESPONDENCE SENT TO YOUR DRUG PLAN.

Once the drug plan receives your letter, they have 72 hours to respond.

If they deny the doctor’s request, you can appeal. Also, there are free lawyers that will take your case by contacting
Medicare Rights Center at
MedicareRightsCenter.org and clicking on Medicare Law.

Please write to me, Karyn Blake, here at My Part D USA’s blog at kblake@MyPartDusa.org. Or you can email this article to a friend.

Published by mypartdusa on February 5, 2008 in Drug Savings Tips.

Start your free comparison now!