Critical Medicare Update:
Only 6 Weeks For PDP, Drug Plan Decision to save on Medicare Part D drug plan deductible

 

Do you speak Medicare Part D?

This year the Medicare Part D Prescription Drug Plan, or PDP enrollment period is only 6 weeks! Can you learn the PDP language in such a short time? Do you understand about the Medicare Part D annual deductible? Did you know that you can find a drug plan that will not charge you the Medicare Part D deductible?

42 million seniors and disabled citizens are now eligible to change the PDP you have now or enroll for the first time in the new Medicare Part D Prescription Drug Plans. Medicare Part D deductibles 2008 went up by 10 dollars to $275 a year. Seniors have been waiting for help with their prescription drugs and PDP for a long time now. First, they must survive the jungle of jargon and confusing options that are making understanding of the new benefit hard to comprehend. Once you get real help to understand, you will see the good savings in store for you! We can help you find a plan that does not include a Medicare Part D drug plan deductible.

If you were eligible and did not join a Part D plan, or PDP last year-2008, you will pay a penalty of 1% or $2.25 per month on your premium for 2009. This will continue adding up each year that you are not enrolled. This penalty will not be as much as your Medicare Part D annual deductible, but there is no need to pay more than you have to pay. The penalty is meant to be “encouragement” to join a Part D plan. None of us know what the future holds, and even though you may not take any medications now, you will have coverage when you need it.

Seniors ask: Are the drugs I take covered under the PDP? What are the actual co-pays for each drug on my PDP? Will I have a Medicare Part D deductible or “donut hole”coverage? Will I save the most money on my prescriptions and Medicare Part D annual deductible with my PDP?

There has been much criticism, but despite the confusion the $500 billion PDP benefit is worthwhile. There are many plans to choose from that do not have Medicare Part D deductible 2008. One way for seniors to compare PDP plans is by using www.MyPartDusa.com You can go to our free consulting services beginning November 15th, 2009 that can help you wade through the different Medicare Part D deductible plans with a free cost comparison of premiums and co-pays and Medicare Part D annual deductible costs and enrollment assistance for PDP plans. There are many websites that will charge seniors up to $39.95 for enrollment services. Please do not pay for these websites when you can get the information you need for PDP plans at no charge.